We all dream of winning the lottery, the chance to strike it rich and put all of our financial concerns behind us. Yes, hitting the big one would solve all of our problems, wouldn't it, and we could fulfill all of our goals with the right selection of random numbers. But they say that winning large sums of money only creates another set of problems, and changes the person who wins. They have to then deal with the stresses of managing finances when before they didn't have the money to manage or worry about managing.

Well, it's hard for me to feel sorry for the millionaires who don't know what to do with their new-found wealth when I am constantly relying on the services of cash advance companies because my work hours are shrinking (along with my paychecks). The millionaire has the luxury of hiring an accountant or a financial adviser to help them deal with their money "problems", whereas I have to deal with debt counselors so that I won't have to deal with collection agencies and accounts payable departments.