We all dream of winning the lottery, the chance to strike it rich and put all of our financial concerns behind us. Yes, hitting the big one would solve all of our problems, wouldn't it, and we could fulfill all of our goals with the right selection of random numbers. But they say that winning large sums of money only creates another set of problems, and changes the person who wins. They have to then deal with the stresses of managing finances when before they didn't have the money to manage or worry about managing.

Well, it's hard for me to feel sorry for the millionaires who don't know what to do with their new-found wealth when I am constantly relying on the services of cash advance companies because my work hours are shrinking (along with my paychecks). The millionaire has the luxury of hiring an accountant or a financial adviser to help them deal with their money "problems", whereas I have to deal with debt counselors so that I won't have to deal with collection agencies and accounts payable departments.

Psychologists say that coming into money changes a person, and because it can be a radical lifestyle change, there can be mental anxieties associated with winning, so much that it can cause more problems than the money can afford. What do these psychologists have to say about the individual who works their ass off 40-60 hours a week to the point of exhaustion in order to feed his family and keep the electricity running in their apartment? What do they say about the people who are up to their ears in debt and have to live check to check when they're not borrowing from friends, family, and payday advance businesses?

Personally, I challenge any psychologist to give me two million dollars and see how that adversely affects my health, lifestyle, and my children's ability to go to a decent college. If I start to feel a little depressed, I'll use some of that money to buy myself something pretty or donate some of it to the poor.